Kent Kristensen | Investment Banking Career Paths And Options

Investment banking is one among the fast-growing careers round the world. So, people who are investment bankers will surely have a demanding career, there is no doubt in that. Here are a number of the positions and career paths a peer can choose after through with investment banking course.

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1) Investment banker:

The underwriter is one among the foremost selected paths among investment banking passed outs. The career of an underwriter will grow along a good standard path from junior to senior.

 Analyst

 Associate

 Account manager

 Director

 Managing director

Some of the banks may have different positions representing their hierarchy. If you are not done with your graduation yet and applying for a bank job with the aim of landing in a bank analyst, do well, stay consistent and be interested in staying with the same bank. Because you might get promoted directly to Investment banking associate.

2) Investment banking analyst:

Mostly these are the people that are undergraduates and yet take part an Investment bank for a two-year intern program.

After two years of working, top-performing analysts are promoted for third year then on to associate. Analysts are the beginner of the hierarchy chain of Investment banking and that they affect majority of the work. The primary tasks of analysts are presentations, analysis, and administration.

Analyst spends a lot of time preparing the ppt's called pitch books. These ppts are helpful to the clients. It requires a lot of patience. Another most important task of the analyst is analytical work. These people are expected to perform in front of clients using their reports which were made by them. The third main task is administrative work. Such as Scheduling the daily work and setting up the conference calls and meetings arranging the travel schedule and many more things. Because it gives you an opportunity to feel how your client exactly feels and check out to win their business.

3) Investment banking associate:

These people are usually recruited directly by MBA programs or analysts who were promoted. To be frank, most of the bankers will be at the associative position before they are promoted as vice president. These associates are classified into three types

 First-year or class 5

 Second-year or class 6

 Third-year or class 7

The number of years that takes to urge promotes because the vice chairman completely depends on the bank. It could be more than three years if there is no need for the new vice president for the bank.

The associate should make a choice to remain at this working bank or to go away the bank and await other opportunities. The role of an associate is as almost like the analyst role but with a much bigger responsibility.

4) The senior bankers:

The primary task of the senior banker is to take care of a healthy relationship. Apart from maintaining good relationships they also tend to anticipate some of the important deals in the banking sector. They mainly anticipate deals like economic environments shift and when there is a need to raise the capital. By fulfilling such needs, they're most liable for bank development and growth.

Investment banking provides a various amount of opportunities for the sincere peers. An ocean of opportunities. So choosing a career in an investment banking career can never be the worst option but you need to face challenges and be consistent by developing the required skills for the market and you are the king.

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Kent Kristensen | Online Banking Tips to Keep Your Accounts Secure

Online banking has made personal finance management easy and convenient. Online banking security, however, is way from being a fool-proof system-especially during this day and age of technology. Conducting banking transactions online comes with certain risks. Not only does one hear of ATM cards being cloned or people being robbed at ATM terminals, a web account is another point of vulnerability you ought to be vigilant about. Safe online banking should be a concerted effort between you and your bank. Here are some tips to assist keep your online banking accounts secure:

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Choose an account that offers multiple-step authentication. Two-factor verification may seem like a nuisance, but it does provide another layer of protection as unique codes are generated every time a login attempt is made. This code is valid just for a brief period of your time and is required , along side your basic login credential to supply access to your online account.

Use a strong password. The early online world did require passwords. In the past, almost any word, phrase, or combination of characters would do to guard your account from unauthorized access. Today, however, weak passwords are a recipe for disaster, theft and online fraud. You want to make passwords that follow online banking security guidelines like an extended string of upper and lower-case letters, numerals, and special characters, which will be extremely difficult to decode even by machines and software programs. Your answers to standard security questions don't have to be real answers-you can make up responses that only you have knowledge about.

Keep your computers and devices secure and up-to-date. Safe online banking is additionally a matter of general computer safety. Keep your firewall up and secure your computers and devices with strong antivirus software. This will keep you protected from keyloggers, trojans, and other such forms of malware that can make you vulnerable to financial data breaches and other security holes.

Don't click through emails. Suspicious looking emails are one thing, but fraudulent emails that look like the real thing are also widespread online. Always verify together with your bank whenever receiving emails that pertain to your financial information. Avoid clicking through links that you are unsure about and be vigilant about emails attempting to trick you into willingly handing your personal information and financial credentials over, such as taking you to pages that look exactly like your bank's website to steal your information, and ultimately your money.

Safe online banking should be a concerted effort between you and your bank. Here are some tips to assist keep your online banking accounts secure.

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The Digital Banking Benefits You Need to Know About

Many folks cannot imagine a life without online banking. Transfer of funds, checking of accounts, making payments, everything can now be through with a few of clicks on the pc or the phone. Besides these benefits, digital banking offers tons more to the overall public who want to open their eyes and see it. it’s also crossing plenty of barriers to cause real change within the planet of banks. Recent advances within the banking and financial sector like blockchain, IoT, eKYC and AI are all digitally-inclined. While banks, small and enormous , everywhere the earth take the automated push, the above mentioned modern modes are able to vary the way we glance at banking today. Here’s a peak in to what advantages does digital or online banking offer:

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1. Easy-Peasy: Though Digital Banking has not entirely replaced the brick and mortar banks; it’s definitely the more preferred option. Long queues are cut and reasons to travel to a bank in physical have reduced to almost none. Everything from opening and account to managing savings are often done online. Banks too are adding more and more services on their web portals that are refurbished as repeatedly as needed . A virtual account during which you’ll actually view your monetary arrangements clearly has helped people have a more organized financial life.

Apart from this 24×7 online banking services is another added advantage for users who feel more on top of things of their accounts and finances.

2. Mobile Banking: Today most banks have their own mobile apps that provide all the benefits of online banking on the phone. The evolution from text alerts and phone banking to app banking services has been a crucial one. it’s quicker and more convenient. Check abreast of your account once you are out shopping or conduct speedy real-time transfers once you are making a sale , mobile banking is certainly making online banking easier.

3. Money Applications: After demonetization in India, money applications like Pay TM and TEZ have gained supreme popularity. These apps can automatically sync with one’s online banking information and helps in adhering to targeted budgets while shopping or purchasing. Many of these apps work on both the pc and mobile device for higher degree of knowledge when one the go. E-statements also are important to be prevented from overdrawing one’s account.

4. Security: While online transactions are always marred with a specific sense of insecurity, experts believe that if one is careful there is no safer or private system. Firstly, clear cookies after any banking session at a public computer. Create long and sophisticated passwords that can’t be hacked. Don’t ever share your online account information with anybody. Always keep a track of your credit report. Prevent yourself from fraud with these measures.

5. Cost-effective: For banks, digital banking has lowered the operating costs by eliminating back-office processing operations, fewer mistakes and fewer branch visits needed to less staff requirements. Yes, going digital does mean investing during a reliable and scalable IT infrastructure but it also means independence from legacy systems that always stall a bank’s progress. Apparently, banks are worried about investing certain a change but smarter businessmen always know that not investing during a change might convince be costlier later.

These benefits of insignificant infrastructure and overhead costs helps banks to raised serve their customers by lowering interest rates on savings and loans. No minimum balance accounts and no service fees could also be a results of such automated banking.

Meanwhile, digitalization in banking has already put a stop on several malpractices like circulation of counterfeit notes which has been a serious threat to the economy since a few years . Also, taking customer feedback has become easy now enabling the banks to supply better services. Digital banking also means more digital data and this suggests that big data analysis are often administered by banks to research data accurately. this may eventually cause better deciding , less costly solutions, and improved customer experience.

Digital banking also means more digital data and this suggests that big data analysis, for more information visit us at: Digital Banking AND mobile banking solution.

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Online Banking Benefits For You

There was a time in the not too distant past when you would get a cheque from your company for your monthly salary, you would fill out a deposit slip, head to the bank on your off day but making sure to go during banking hours, wait in line at the teller, then turn around to head home after you made the deposit. Oh, but wait, you needed to check your account balance, so once more you waited in line until a personal banker freed up for you, who would ask you for your identity details before letting you know what you have left in your account. Whew! Today it all happens with the click of a button, in the age of online banking.

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Online banking basically refers to being able to carry out banking needs over the Internet. This is usually facilitated by a bank or financial institution where the portal is made secure for the customers. The way it works is that a customer having one or several accounts with a banking institution is given a customer number to access his accounts over the internet. After entering the customer number and password on the website, the customer can do several things. The account balances can be viewed, along with recent transactions, cheque books can be ordered, money transfers between accounts can be made, payments can be made with other parties, investments can be bought or sold, bill payments can be made among more.

The advantages are obvious. Online banking is one of the most convenient ways to get banking work done. Right in your home or office, sitting down in your space. There's no hassle to wait in line, and you never have to deal with rude tellers. Time is never an issue, since online banking can be accessed and availed of 24 hours in the day and seven days a week. Access is super easy, just through your desktop or laptop, which means you can even do it at the beach, assuming you have access to wifi.

Yup, you can bank anywhere you are. All financial transactions are instantaneous. You can send money online at the click of a button, which also means you are saved the hassle of fussing with pen and paper, and there's less clutter at your desk and life! One of the main financial benefits of online banking is that the interest rates with certain institutions may be better for your investments in your accounts. Nowadays online banking is so convenient; it can even be done on your smartphone thanks to the advent of technology.

Online banking is very useful as you can send money online within few minutes at just one click.
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Ways to Boost up Your Marketing Campaign- Banking & Finance Email Lists

Marketing is a huge platform to be focused on. Apart from that, the online platform keeps on changing time to time. So, the updates that you receive at a given point of time may be for a short period. Similarly, targeting a specific genre such as Banking and finance industry, an individual should change its source. So, for compiling a best Banking and Finance Email Lists, it is very crucial to be well aware of the industry updates and upcoming. Therefore, researching all of those available avenues, experiments with mew channels, etc. are always helpful.

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Strategizing is always necessary because one strategy may not be useful for everyone. So, changing according to the need to market is essential. So, developing useful strategies and Banking & Finance Email Database for the functional areas within the marketing that align with the marketing strategy. This will significantly help to exceed the business goal.

 Analyzing your marketing strategy will boost the marketing needs as improvising will always boost to reach out to the qualified crowd. Thus, this will enhance the chance of increasing better ROI and conversion. Analyzing will target the points and results can be made. Thus, Banking & Finance Mailing Addresses can be updated accordingly assuring better lead generation.

 Execute a marketing campaign that will enhance your brand awareness and visibility. With this, out showing the people feedback is also a boost to the audience. Because a successful marketing is not only driving as many sales as possible, but also developing a better mutual understanding with the customers for the long-term relationship. Here social media can be targeted for better engagement with the audience through regular updates and awareness.

Execute a marketing campaign that will enhance your brand awareness and visibility. With this, out showing the people feedback is also a boost to the audience. Because a successful marketing is not only driving as many sales as possible, but also developing a better mutual understanding with the customers for the long-term relationship. Here social media can be targeted for better engagement with the audience through regular updates and awareness.

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Kent Kristensen | Unlimited Features and Benefits of Mobile Banking

Banking sector is swinging in upward direction with fast embracing of technologies that are converting the way people transact. Banks are continuously involved in research and development to cater the budding needs of the common man. They are re-defining their strategies and gaining competitive advantage. They are taking initiatives so as to strategize, govern, execute, also as optimize their operations and simplifying the transaction facilities for people. They are implementing mobile banking in most parts of the country to eliminate the effort of individuals .

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By implementing the concept of mobile banking, banks have substantially enhanced their productivity and cater the widest needs of the people. At the same time, they have dramatically improved processes and increased productivity. They are also exploring vital elements, also as technologies which will enable and support their infrastructure in end of the day . This will enable SMEs and business houses to access banking services at any point of time.

Some of the elements that are underlined by the banks are:

1. Keeping abreast of the advanced explorations in payments technology

2. Assessing new responsibilities for the banking and financial services industry

3. Collaborating with emerging alternative payment providers

One thing that is broadly appreciated in banking industry is the mobile banking facility. It is the foremost widely celebrated technological platform that assists highest number of consumers in minutes. It certainly helps a broad category of consumers to travel global and access distinguished, friendly banking services. They can securely access the foremost popular internet banking functions and banking technology from their smart phones or other high-end devices. Whether you're on a holiday trip or anywhere you can conveniently access the services provided.

Brilliant and innovative features & benefits of mobile banking technology:

1. Check your account information

2. Make quick and secure money transfers

3. Pay to Mobile - Perfect thanks to pay someone

4. Collect payment

5. Overseas Transfers

In order to provide more convenience to the common people, banks and financial institutions are indulged in developing mobile apps so that people can easily access their services and gain substantial advantage. Banks also are giving sufficient flexibility to the SMEs, businesses and giant industries in order that they will be benefitted through the unparallel features and assistance. Through these features, they will answer the changing market demands also as opportunities for shiny growth through mobile banking.

When it involves constant innovation, banks take the lead role and define payments product during a more creative and secure manner. It eventually enhances customer experience by delivering easier, more transparent, efficient, reliable, sensible, friendly and convenient payment options. Banking and financial industries detail their future plans, risks, and opportunities, industry trends through banking technology conference or press conference events.

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